Car Insurance Deals

Research the California Low Cost Auto Insurance. This program is run by the California Auto Assigned Risk Program and is specifically designed for lower income families. The more people in your family the more likely you are to qualify for this form of cheaper car insurance. The general range is from around $25,000 a year for a single person to around $70,000 for a family of six. This will likely keep your car insurance premium under $500 a year.

Get cheaper car insurance quotes.In California, just like every other state, competition is what keeps costs down if you do not qualify for the government option. Get competing car insurance quotes to get cheaper car insurance. Of course, be careful to compare apples to apples and make sure the quote includes similar coverage to your current car insurance.

Keep all of your insurance with the same company.Insurance companies usually reward loyal customers with cheaper car insurance. Put your home insurance, your renter’s insurance, any landlord insurance, and all of your car insurance with the same company.

Ask about young driver car insurance discounts. There are several discounts young drivers can receive. For many, simply taking a drivers education course or a defensive driving course will help lower car insurance costs. For good students, affordable auto insurance often can be found due to a good grade discount. Check with your car insurance agent.

Buy used cars with significant safety features. Used cars are usually lower in value. However, older vehicles without safety features such as anti-lock brake systems, air bags, car alarms, automatic locks, etc. may actually raise your premiums. Be sure to check with your insurance agent on the cost of adding a new car purchase before signing on the dotted line. * See more tips below on getting cheaper car insurance.