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Car insurance claims are being debated by motorists at the moment as there has been an increase in the number of people denying responsibility for accidents by blaming icy roads, according to a report.

Experts at Accident Exchange said that the cost of insurance premiums could rise as a result because liability disputes prolong the settlement process and the associated costs borne by the industry may be passed on to consumers.

Lee Woodley, spokesperson for the company, said that the laws surrounding liability are clear.

“Just because the car in front slides on the snow or ice, and you end up hitting them too, the fault is still yours. They may have lost control, but so did you,” he explained.

Accident Exchange cited Section 230 of the Highway Code which states that road users need to keep well back from the vehicle in front as stopping distances can be ten times greater in snowy and icy conditions.

The Met Office’s most recent forecast said that icy conditions and severe frosts would follow the heavy snow.

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