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A Highway Loss Data Institute study released this week found that new vehicle technology may provide a solution for low-speed crashes. Drivers who frequently commute in environments known for bumper-to-bumper traffic finally have access to technology that could prevent rear-end collisions.

Collision Avoidance Technology Could Prevent Crashes

The auto insurance industry-funded study found that the 2010 Volvo XC60 outfitted with City Safety, a collision avoidance feature, is less likely to be involved in a low-speed, front-to-rear crash than other mid-sized SUVs without the system.

In fact, there were 27 percent fewer auto insurance claims reported for the XC60 than comparable vehicles while specific bodily injury claims were 51 percent less frequent.

The technology works by automatically braking to avoid a front-to-rear crash when traveling at speeds of about 2 mph to 19 mph.

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NEW YORK, Nov. 23, 2011 /PRNewswire/ — Reportlinker.com announces that a new market research report is available in its catalogue:

Insurance: Global Industry Almanac, MarketLine

Insurance: Global Industry Almanac is an essential resource for top-level data and analysis covering the Insurance industry. It includes detailed data on market size and segmentation, textual analysis of the key trends and competitive landscape, and profiles of the leading companies.

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Uninsured Driver Coverage

Presently, the Insurance Research Council estimates that approximately one in six American drivers is uninsured. That number increases dramatically when underinsured drivers are included as well. If either an underinsured or uninsured driver were to hit you, without the proper coverage, you could end up paying for some or all of your injuries and damages. Uninsured motorist coverage is designed to insulate you from that situation by paying for whatever the at-fault driver’s policy did not.

What Is Uninsured Motorist Coverage?

When a driver is at fault for an accident you are involved in and does not carry auto insurance, uninsured motorist coverage will pay for any medical expenses you incur, your pain and suffering, and depending on the laws of your state, the damage to your property. Underinsured driver coverage works in much the same way-if the at-fault driver’s insurance policy has coverage limits that fail to pay for all of the damage done, underinsured motorist protection will pick up the rest of the tab.

Carriers describe uninsured driver protection using two numbers: the first is the maximum amount the insurer will pay for injuries sustained by one person in an accident with an uninsured driver, and the second is the maximum amount the carrier will pay per accident.

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The concept of life insurance might be familiar to you, but the concept of whole life insurance policy might sound strange. In fact, it only means a complete package offered by whole living insurance providing organizations and contractors. It is an option including protection for you and your family in different delicate situations, and one of the methods used to make sure your kids will have a bright future even if you suffer an accident or you can’t provide everyday living means for them.

I am still young. Why should I think about a whole life insurance policy?

Well, this must not be a justification. On the contrary, the fact that you are young means you will be covered by the policy for a longer period, so you will benefit of a bigger retirement fund. Of course, this option is available only with the unit-linked insurance policy, and this is the kind of policy to look for. Among other things the policies offer a guaranteed cash value.

What is a unit-linked insurance policy?

With this option, you should not think about your policy just as you think about a bank rate. T Full Article…

When you are running a business, irrespective of how big or small it is, liability coverage is essential. In a lot of cases, liability cover for working professionals, on the individual level or for the entire company or firm is a mandate by the concerned authorities. Anyway, it is important to avail the same because of the various benefits it has and more so because it protects your hard earned savings from any accident, damage, lawsuits and the like that you might encounter.

There are several types of liability coverage ranging from very general ones to specific ones. General liability insurance is something everyone needs as it protects professional working environments and businesses from damage due to any accident, payments that have to be made in legal cases. Moreover, recently the number of cases due to negligence is on the rise and this insurance cover works to protect you financially from them too. Of course, the premium varies with the policy and how comprehensive it is but the general idea is the same. Full Article…

Regulators in Iowa and Pennsylvania are warning motorists to be especially watchful for deer on the roads this month—and to consider buying optional insurance coverage that reimburses policyholders for damages caused by a run-in with an animal.

Authorities say mating and migration patterns make November the most active time of year for deer, and claims data from insurers shows that more than 18 percent of deer-related crashes happen during the penultimate month of the year. That should be of interest to anyone behind the wheel in Iowa or Pennsylvania, both of which are near the top of the list for deer-related auto accidents.

According to State Farm, Pennsylvania had about 101,300 deer-vehicle crashes in 2010, the most of any state. I

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Sword Insurance, a provider of software and services to the global insurance and reinsurance industries,has introduced general availability of Turnstile, a standards-based PDF conversion solution for the cloud computing.

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“Highly profitable” is how former  Insurance Commissioner Jay Angoff describes  Michigan’s largest auto insurance companies.

This comes as no surprise to our  Michigan insurance lawyers. Michigan is one of the only states in the entire country that does not have an insurance commissioner with the authority to regulate insurance company profits.

Considering  the record-breaking insurance company profits these companies are making today, it certainly puts the “reform” the insurance lobby is pushing – the No-Fault “reform” bills – in a much different light.

Why take away incredibly important protections, such as lifetime necessary medical care, when insurance companies are already making the highest profits in the country; and when there are no guarantees (or even any language) in any of the bills that taking these valuable No-Fault insurance benefits away from us will even result in lower rates?  Lest we forget, we’ve gone down this road before and each time has turned out to be a lie. It is hard to see ho

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ATLANTA, Nov. 4, 2011 /PRNewswire/ – Avivia Health From Kaiser Permanente has announced the promotion of Marsha Masten, RN as Vice President, Client Services; Jonathan Shimp as Vice President Sales; and Steve Hastings as Area Vice President Sales for the West Region.

“Avivia has already expanded its Client Services Department by 25 percent this year, including a dedicated implementation specialist,” says Chris Stenzel, Chief Executive Officer of Avivia Health. “We have signed on clients who represent the full suite of our services featuring our Your Health Center portal, in-depth coaching, health risk assessment (HRA), condition and lifestyle management, case management, maternity management, incentives programs, on-site screening services and group physical activity programs. Each of these world-class services are delivered to our clients through a creative, consultative and collaborative approach,” Stenzel says.

Masten is a registered nurse and a healthcare executive with over 25 years of clinical expertise.

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