Car insurance is something that anyone who drives a car has to have – and without it, you could end up in serious trouble with the law. Some people also end up paying more than they need to for their car insurance, often because of their driving habits. Why does this happen?
One of the main reasons careless driving leads to higher insurance costs is because drivers who don’t take as much care over their driving as they should are more likely to need to claim on their insurance. For example, speeding or failing to check your mirrors when you are supposed can lead to accidents – sometimes quite serious ones – which lead to claims on your insurance.
Also, drivers who are considered to be careless often have some sort of traffic conviction that means they have points on their driving license. You need to tell your car insurance company when you have got points on your license, and this can have a serious impact on how much you are asked to pay for your insurance cover.
Drivers who fit the profile of those who are statistically more likely to drive carelessly can also be penalised in terms of their insurance costs. For ins Full Article…